Pay Cat Video Library

NDIS Business Owners: Are rostering decisions affecting your margins?

Written by Garth Belic | Feb 4, 2026 6:19:46 AM

NDIS Business Owners: Are rostering decisions affecting your margins?

Introduction

This video explains a practical way for NDIS businesses to better understand and control wage costs in a low-margin environment. It focuses on how structuring your profit and loss (P&L) statement considered alongside payroll data can help identify where margins may be leaking. The speaker discusses separating support worker and admin costs, then further splitting support worker wages into recoverable and non-recoverable costs under the SCHADS Award. By analysing these costs monthly, businesses can identify whether rostering practices are driving unrecoverable wage expenses and use that insight to improve financial performance.

Key Takeaways

  • NDIS businesses often operate on very tight margins, making wage cost control critical
  • Structuring the P&L to separate support worker and admin costs improves wage analysis
  • Support worker wages should be split into recoverable and non-recoverable costs
  • Some SCHADS Award wage costs cannot be claimed through NDIS and relate to rostering practices
  • Monthly P&L analysis helps identify trends and potential rostering issues
  • Non-recoverable wage costs cannot be eliminated but can be monitored and controlled

Transcript

Tip for NDIS businesses

I have a tip for NDIS businesses to help you save money.

Understanding tight margins

As we know in the NDIS at the moment, people are saying that it’s like a 2% margin between what they make in sales and what they make in wages and on-costs. So it’s important that you’re organising your wages so you can analyse them and see if there are any areas where you can reduce your wage costs.

Structuring your P&L

One way to do that is actually how you set up your P&L. I see it very commonly that people will set up the P&L between support workers and admin, and I think that’s really good. Separate things like staff hours, meetings, and things like that between support workers and admin staff. If your support workers have a training session or something like that, you can put that in the admin as well.

Recoverable vs non-recoverable costs

I want you to then separate support worker costs between recoverable costs and non-recoverable costs. What I mean by that is some of the wages that you pay under the SCHADS Award you’ll be able to claim through NDIS, and some you can’t. The ones you can’t come down to rostering practices.

Identifying rostering impacts

If you analyse it every month, you’ll start to see whether your rostering practices are passing on those costs or not. If I’m talking about the SCHADS Award, I’m talking about things like broken shift allowances, fortnightly overtime, and any penalty that your staff member might be receiving because they haven’t had enough of a break between two shifts. Any top-up hours, so any hour that we’ve given them where it’s a free hour because we haven’t given enough of a shift, even client cancellations.

Analysing payroll data

If you go through your payroll system and you find these pay categories, you can pass those pay categories on to your non-recoverable costs in your P&L. If you start to analyse your P&L every month that way, you start to see a trend. If that’s getting higher, you know that you’ve got a rostering issue, and you can go back to your rostering system and work that out.

Monitoring and controlling costs

What you usually find is that this cost isn’t something that can be nil. It’s not going to be completely nil, but it is something that you can control, monitor, and start to understand. Once you start to understand it, you can see whether some of the margin that you’re leaking in your business may actually be leading to a loss, and whether the margins of that leak can be controlled by good rostering practices.

Next steps

So try that out. Upgrade your P&L and get your payroll system pointing to two different expense items for wages instead of one, and see if that makes a difference to the NDIS business.

Thanks very much.